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Residential Building Fire Dollar-Loss Causes (2015-2024)

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National estimates

The 2024 national estimates for the leading causes of residential building fire dollar loss show that there was:

  • $2,370,200,000 loss from other unintentional, careless fires.
  • $1,555,500,000 loss from electrical malfunction fires.
  • $1,102,500,000 loss from smoking fires.

Overall trends

Overall trends in the leading causes of fire dollar loss for the 10-year period of 2015 to 2024 show the following:

  • 63% increase in residential other unintentionally or carelessly set fire dollar loss.
    • Other unintentional or careless was the leading cause of residential fire dollar loss every year for the 10-year period.
    • The 2021 high-dollar-loss fires included a $20,000,000 fire in California. The 2022 high-dollar-loss fires included a $10,900,000 fire in Michigan and a $10,400,000 fire in Washington. The 2023 high-dollar-loss fires included a $12,000,000 fire in Texas. The 2024 high-dollar-loss fires included a $21,000,000 fire in California.
  • 25% increase in residential electrical malfunction fire dollar loss.
    • The 2022 high-dollar-loss fires included an $11,000,000 fire in Missouri.
  • 175% increase in residential smoking fire dollar loss.
    • The 2024 high-dollar-loss fires included a $274,000,000 fire in North Carolina
  • 23% increase in residential open-flame fire dollar loss.
    • A $110,000,000 fire in Massachusetts and an $80,000,000 fire in Minnesota contributed to the 2017 and 2020 residential intentionally set fire dollar-loss peaks, respectively.
    • The spike in the 2016 residential exposure fire dollar loss was attributed in part to wildfires in Tennessee.
* The overall dollar-loss trends take inflation into account by adjusting each year's dollar loss to its equivalent 2024 value.

Leading causes of residential building fire dollar loss (2015-2024)

Leading causes of residential building fire dollar loss (2015-2024)
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Other unintentional, careless 1645.8 1533.1 1768.2 1974.4 1927.5 2031.1 2249.6 2453.7 2553.7 2370.2
Electrical malfunction 1256.3 1185.5 1353.7 1533.3 1482.6 1376.8 1390.9 1599.7 1545.9 1555.5
Smoking 338.5 365.3 387.8 398.4 385.8 447.2 418.5 563.5 420.7 1102.5
Open flame 815.2 695.5 810.4 903.7 791.9 880.3 812.4 969.4 900.5 945.7
Equipment malfunction 339.7 291.7 410.0 457.0 514.3 454.9 504.6 518.2 515.0 936.3
Other heat 878.2 524.2 669.5 789.4 643.5 814.4 767.0 718.3 885.5 720.8
Natural 599.3 612.8 599.3 646.4 634.4 541.2 531.6 675.9 825.2 701.2
Cause under investigation 519.6 578.4 586.9 599.8 551.7 518.5 615.1 857.4 640.7 555.1
Cooking 654.9 560.5 533.5 564.5 534.8 564.1 572.1 560.0 589.6 481.2
Intentional 520.2 529.8 945.2 695.2 540.4 1094.1 632.4 631.3 649.7 464.2
Heating 519.3 452.1 409.1 512.6 430.8 458.9 511.7 605.2 502.4 445.9
Exposure 568.4 1522.2 656.7 391.1 502.8 481.7 432.2 550.6 594.1 410.2

(in $millions *)